Automotive

It’s understandable if you decide to finance a car since the cost of a new vehicle is way beyond your budget. Make sure that you look for reasonable finance deals considering the many options available. These are some of the traps you have to cautious about. 

Higher total fees

The idea of car financing is that you only pay a small amount each month, but you have to keep paying for several months. You need to do it until you completed the term. Before you sign this deal, you need to check the total cost, including the interest rates. Even if the monthly fees are low, you could still end up paying a lot once yup factor in the interest rates. Once you find it to be unreasonable, you have to find other choices. 

No deposit deal 

Some car finance companies might offer you a no-deposit deal. It means that you can take the car with you even if you are yet to pay a dollar. Although it seems to be a good choice, you have to pause for a while. The monthly fee could be a lot higher since you didn’t put anything as a down payment. If you think the monthly bill is reasonable enough, you can pursue this option. Otherwise, you have to keep looking.

Free insurance deal 

Some car finance companies will throw free insurance as part of the deal. Since most states require car insurance for anyone who wishes to buy a new vehicle, it’s a tempting offer. The problem is that insurance coverage might be terrible. If something wrong happens, the insurance could barely cover the cost. You might also pay for a new and more comprehensive insurance policy. The worst part is that although the offer is free insurance, the amount already got factored into your monthly fees. You would rather pay for an insurance policy of your choice. 

Penalties and charges 

You have to ask the car finance dealer if the monthly fee is already inclusive of the amount you have to pay. Some companies have hidden costs that may surprise you. Since you already budgeted the monthly bills, the extra charge could adversely impact your budget. Another issue is in regards to penalties. It’s understandable for companies to penalize delayed payments. However, the amount should be fair enough. If you think that these fees are excessive, you have to walk away from it.

Take your time to study the choices 

Applying for a car loan isn’t easy, if it’s a fuel-efficient car or not. You might grab whatever option accepted your application. Before you do it, you have to understand the terms. Otherwise, you will regret this decision. You can start shopping for the best cars after finalizing the car finance deal. You can consider youngautomotive.com if you want a quality used car at a low price. The choices are great, and the vehicles were well-maintained. You can request your mechanic to check the vehicle if you want to be sure of what you’re getting. 

Summer may not always be sunny in the UK, but there will certainly be days or even weeks when you feel the heat. Travelling in a campervan or motorhome can get a little warm if you haven’t thought about how to keep cool. Make the most of a glorious summer holiday in your van by following our top tips.

1. Invest in Air Conditioning

Luxury campervans for sale Scotland usually come with solid air conditioning systems installed in the van. A high quality air con installation is the best way to make sure you won’t suffer from the heat too much when you are driving in your vehicle. Make sure your van is well-equipped for the summer. It will make long journeys so much more comfortable.

2. Think About Direction

You don’t want to have your engine or battery running all the time you’re parked up, so it’s also essential to find ways to keep cool in your van without power. A simple way to maximise the freshness you feel during the day and night is to park your motorhome facing the right direction. Face the van so that the midday sun shines on the side with the least windows. Park your van so that it takes advantage of shade from trees at the hottest time of the day. You could also move your van so it faces the other direction to keep shaded inside at different times.

3. Improve Your Ventilation

You don’t want your van to be warmer inside than out. One mistake people make is to open all the windows and the curtains and keep them open all day. A better method is to close the windows and curtains when the sun is shining on them and keep the opposite windows open, which are in the shade. Open the roof vents. When the sun goes down, open all the windows, and also open the cupboards to release the trapped heat that built up during the day.

4. Cook Outdoors

Cooking inside heats up your van, which is great for the winter but not ideal in the summer. Barbeque as much as possible; use an open fire, if you are allowed, to boil water. Or use a camp stove outside rather than your van’s internal kitchen. Or, you could decide to only cook in the van later in the evening when the temperature outside has dropped.

5. Look After Your Fridge

Make sure your fridge is not generating more heat than it needs to. Get it serviced regularly to check the fans are working effectively. Ensure the vents are not blocked by dirt or debris. If they are, clean them to let the air circulate.

And don’t forget to take things easy and slow! You have plenty of freedom to relax when you own your motorhome. Enjoy your time in the heat in your campervan by exploring at your leisure and resting as much as possible during the hottest times of the day.